Businesses that employ 99 or fewer employees are eligible for Insure Oklahoma. If a company has multiple locations or subsidiaries under the same FEIN, the total of all its employees will be used to determine if the employer is eligible to participate in the program.

Employers must either be currently offering a qualified health plan, or at the contracting stage with a qualified health plan. Businesses not currently offering a qualified health plan must be far enough down the road of researching what health plan(s) they will offer to indicate their selection on their Insure Oklahoma application.

Employers must be Oklahoma companies whose insurance plans meet the minimum HIFA requirements (hospital, physician, lab and pharmacy services). Eligible employers must offer a health plan that meets program participation requirements. Participating small businesses will contribute at least 25 percent of the employee’s premium. Employees will contribute no more than 15 percent of their family’s premium (up to a 3 percent cap of gross income). The premium assistance subsidy will cover remaining premium costs.